No Downpayment? No Problem!

No money to buy a house. No problem. I got you covered in this video. I want to introduce you to Kevin, who got $2500 back at closing. But tell me, who got back over $1500 ? Well, you know what? My friend Lori just needed to bring in less than $600 for closing. Sounds too good to be true. It actually is not. Let me actually start by introducing myself a little bit. My name is Janine Sasso, and I am not only a local real estate agent in the northwest suburbs of Chicago and a little bit of a map nerd. I have to admit, it’s one of the things that I love to do is to make sure that my clients are super, super happy with the amount they have to brand clothing stores produce at home.

And if you are a veteran, my goal is to always make sure I do walk away with some money back in your pocket as my way of saying.
Thank you for your service. So let’s try this and I want to talk to you about a couple things that you can do.
The first thing that I always want to make sure I’m in place when I look at the fact that I don’t want them to clean up any savings that they have in.
Their bank account by purchasing a home is definitely something that I think is important for you to have a safety net. Yes, I have an infection
Yes, no problem with that. But I would like a rainy day fund.
Is something that makes you sleep a little bit better at night. So I do feel like I’m trying to aim for what people can save

That will be for your price. And then I will work with my most preferred lenders of enabling the numbers around to.

The point where we’re going to consider credit and doing other
things that will leave you with more money than what you think.Okay

Now we’ve got we want you to have some savings, right? And this is very, very true. Now, I want to tell you a story about one of my clients was getting these gifts, right. He was getting some funds from a family member.

And the lender needed to see that those funds were in their bank account available. However, we.

Also were able to move our numbers around a little bit and that gift while I was there.

We actually have a credit negotiate and then I’m proposing right back to our relatives.

So it was all take care of somebody. You can get a gift that if you know, you can use it for a great benefit for everybody involved

No doubt. It’s also a great way for you to utilize those programs and get into a home without having this massive amount of savings. Now, I will give you a word of caution that not.

All grants and funds are forgivable, meaning that sometimes you have to pay them back. Do you research and know of the grant program? Because generally speaking, the free money.

They’re out there, but they have heavy qualification requirements. And just be aware.

And not just doing that, make sure you do your research. Now, while we are on the topic of how much money to put down.
Let’s talk about that magic number of 20% down. Why is everybody saying 20% down? You know if you have 20% down here lender consider you know

Read your net to write commercial. So when you have $20,000, you get generally a better interest rate. great thing for for this. But if you to wait and save up. Wait, wait and wait and see if you see what happens is that often times.

Are not stable. They are going to love them for a long time. What would you say? More for your money, more for your health. It is now more expensive. So you deal with them.

Nothing for me and good for you. Not in the long run.

So hopefully you can see where there are some strategies coming in that you and my team are specializing in. And I want you to have this both go of everything that we do at all times. So I do have an amazing story offer for you, and I hope you take me up on it. It is my left out negotiation strategies piece in which we are going to share with you how you can negotiate like your life depends on it. We want you to not ever.

You need to be in a position to lose a dream home in a more positive way from the way you really think. So feel free to go ahead and download it. You can do.

So at www.bit.ly\blesstheNegotiation and download right down below link down there when you double and the local. And I can’t.

Wait to connect with you and help you work.

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